You sent someone fare from Ntinda. They confirmed they're coming. Three hours later their phone is off. Somewhere your money is buying chapati rolex at a roadside. TumaFare fixes that. No arrival. No payment.
Total Transport amount saved from being chewed so far 😂
Expiry Window
1h – 24h
MTN Fee
5%
5% total: 3% MTN/Pawapay (2% MMO + 1% platform) + 2% FareSend service fee. Fee added to amount you pay.
Airtel Fee
4.5%
4.5% total: 2.5% Airtel/Pawapay (1.5% MMO + 1% platform) + 2% FareSend service fee. Fee added to amount you pay.
Sound familiar?
“I'm coming, just send the fare.”
“I'm almost at the stage.”
“My phone died.”
“Traffic was crazy, I couldn't make it.”
Then three hours later you're still waiting. Phone off. No arrival. Your money is gone.
TumaFare fixes that.
Powered by & integrated with




Five steps. No arrival, no payment. Every time.
Enter the details.
Their number, the amount, how long they have. That's it. Takes 30 seconds.
Approve on your phone.
You get a Mobile Money prompt. Approve it. Payment is now protected.
They get an SMS.
Recipient gets a link on their phone. They know the payment is waiting.
They travel and arrive.
Recipient taps 'I'm on my way' then confirms when they actually get there.
You confirm. Done.
You see them. You tap Approve. Payment releases instantly. No drama.
Enter the details.
Their number, the amount, how long they have. That's it. Takes 30 seconds.
Approve on your phone.
You get a Mobile Money prompt. Approve it. Payment is now protected.
They get an SMS.
Recipient gets a link on their phone. They know the payment is waiting.
They travel and arrive.
Recipient taps 'I'm on my way' then confirms when they actually get there.
You confirm. Done.
You see them. You tap Approve. Payment releases instantly. No drama.
TumaFare protects both sides. Senders don't get played. Recipients don't get chased for payment. Everyone gets a fair deal.
Your payment stays protected until they arrive or deliver. You decide when it releases. They don't show up? You get it back. No arguments.
No chasing anyone for payment. Complete what was agreed, confirm your arrival, and the payment releases to your phone instantly. That's it.
Kampala traffic is real. Request a time extension. Sender approves. Timer resets. No stress.
Send a photo. Share your GPS. Build trust. Genuine people get paid every time. People who don't show up get nothing.
“I wasn't a scammer. I just had no fare and my friend didn't trust me yet. TumaFare gave me a way to prove I was genuine.”
A grateful recipient
Anyone in Uganda who has sent transport money and been ghosted, or paid for something that never arrived.
Your person who is always ‘almost at the stage.’
You send fare. They say they're coming. You send again. TumaFare means they only get paid when they actually arrive.
A boda rider collecting something.
Pay them after they return with what you sent them for. Not before. Deliver, confirm, get paid.
A family member travelling to see you.
Send fare from Kampala to Jinja. They travel, they arrive, they confirm. Payment releases. Done.
Someone delivering an item.
Pay only when the delivery actually reaches you. No more 'I delivered' when nothing arrived.
A seller you met online.
Pay them only after they deliver what was agreed. Jiji, WhatsApp, anywhere. If nothing comes, neither does the payment.
A friend asking for transport money.
You love them. But you also love your money. Send it protected. If they don't show, it comes back.
Uganda & Kenya · MTN · Airtel · M-PESA · More networks coming soon
Tomorrow it's deliveries, online purchases, services, rentals, deposits, and much more. One simple rule applies to all of it:
Payment is released only when the agreed action happens.
Protect the payment until they actually show up. No arrival. No payment. Every time.
Real people. Real stories. English and Luganda. No cap.
Share a single link or QR code. Tippers send money via Mobile Money — but neither side ever sees the other's phone number. No more unsolicited texts after someone sends you cash.
Your MSISDN is never in the DOM, API, or SMS
Instant payout the moment the tip lands
Works for guests — no account needed to tip
@grace254
Boda boda rider · Kampala
Your number is never shared · Powered by TumaFare
Honest answers. No jargon. No fintech speak.