Pay only when it happens · East Africa

Stop sending transport money on promises.

You sent someone fare from Ntinda. They confirmed they're coming. Three hours later their phone is off. Somewhere your money is buying chapati rolex at a roadside. TumaFare fixes that. No arrival. No payment.

They arrive → you approve → they get paid
They don't show → your money comes back
0 UGX

Total Transport amount saved from being chewed so far 😂

Expiry Window

1h – 24h

MTN Fee

5%

Airtel Fee

4.5%

Sending Information

Receiving Information

Sound familiar?

We've all been here before.

“I'm coming, just send the fare.”

“I'm almost at the stage.”

“My phone died.”

“Traffic was crazy, I couldn't make it.”

Then three hours later you're still waiting. Phone off. No arrival. Your money is gone.
TumaFare fixes that.

Powered by & integrated with

PawaPay
MTN Mobile Money
Airtel Uganda
M-PESA
Safaricom M-PESA
SMS Leopard
PawaPay
MTN Mobile Money
Airtel Uganda
M-PESA
Safaricom M-PESA
SMS Leopard

How TumaFare Works

Five steps. No arrival, no payment. Every time.

1of 5
Enter the details.

Enter the details.

Their number, the amount, how long they have. That's it. Takes 30 seconds.

2of 5
Approve on your phone.

Approve on your phone.

You get a Mobile Money prompt. Approve it. Payment is now protected.

3of 5
They get an SMS.

They get an SMS.

Recipient gets a link on their phone. They know the payment is waiting.

4of 5
They travel and arrive.

They travel and arrive.

Recipient taps 'I'm on my way' then confirms when they actually get there.

5of 5
You confirm. Done.

You confirm. Done.

You see them. You tap Approve. Payment releases instantly. No drama.

Fair for both sides

Sending or receiving?

TumaFare protects both sides. Senders don't get played. Recipients don't get chased for payment. Everyone gets a fair deal.

💸

Sending the money?

Your payment stays protected until they arrive or deliver. You decide when it releases. They don't show up? You get it back. No arguments.

📲

Receiving the money?

No chasing anyone for payment. Complete what was agreed, confirm your arrival, and the payment releases to your phone instantly. That's it.

Stuck in traffic? Ask for more time.

Kampala traffic is real. Request a time extension. Sender approves. Timer resets. No stress.

Prove you actually showed up.

Send a photo. Share your GPS. Build trust. Genuine people get paid every time. People who don't show up get nothing.

“I wasn't a scammer. I just had no fare and my friend didn't trust me yet. TumaFare gave me a way to prove I was genuine.”

A grateful recipient

Who is this for?

If this has happened to you, this is for you.

Anyone in Uganda who has sent transport money and been ghosted, or paid for something that never arrived.

🚌

Your person who is always ‘almost at the stage.’

You send fare. They say they're coming. You send again. TumaFare means they only get paid when they actually arrive.

🏍️

A boda rider collecting something.

Pay them after they return with what you sent them for. Not before. Deliver, confirm, get paid.

👨‍👩‍👧

A family member travelling to see you.

Send fare from Kampala to Jinja. They travel, they arrive, they confirm. Payment releases. Done.

📦

Someone delivering an item.

Pay only when the delivery actually reaches you. No more 'I delivered' when nothing arrived.

🛒

A seller you met online.

Pay them only after they deliver what was agreed. Jiji, WhatsApp, anywhere. If nothing comes, neither does the payment.

👩‍💼

A friend asking for transport money.

You love them. But you also love your money. Send it protected. If they don't show, it comes back.

Uganda & Kenya · MTN · Airtel · M-PESA · More networks coming soon

Growing every day

Today it's transport money.

Tomorrow it's deliveries, online purchases, services, rentals, deposits, and much more. One simple rule applies to all of it:

Payment is released only when the agreed action happens.

🚌 Transport fare📦 Deliveries🛒 Online purchases🏠 Deposits🔧 Services📋 Rentals

Still sending transport money on trust alone?

Protect the payment until they actually show up. No arrival. No payment. Every time.

⭐ Real stories from real users

What Ugandans are saying.

Real people. Real stories. English and Luganda. No cap.

Nalumba naye nga bambi simanyi nga atuuka — TumaFare yansalira! Omutwe gwa nswi!

AK

Aisha K.

Finally! I stopped giving my cousin transport money 'just in case'. This app changed everything.

BO

Brian O.

Nze okwegaana! Nga bw'otuma ssente zo zikwatibwa okutuusa nga atuuse. Amazima! 🙌

NR

Nansubuga R.

My guy said he was 'almost there' for 2 hours. Never again. TumaFare timer didn't lie.

DM

Derek M.

Naatumirako ssente zange naye ekisa. Wano okutuusa yaddirira nze nazisubizibwa. Best app!

FN

Fatuma N.

I sent my sister fare to come help me. She actually came. TumaFare made it official 😂

GA

Grace A.

Nga twalaba okutuusa kwe kwe — ono app yabasimbula. Weebale TumaFare!

HW

Hassan W.

Customer support is quick and the payment protection really works. Sent to 4 different boda guys now.

IT

Irene T.

The OTP verification is smart. My ex tried to collect fare to visit — system said no 😂

JK

Joel K.

Simanyi app eno — baafunye ekifo mu mutima gwange. Ssente zange zisobola okuddayo! 🔒

KP

Kamya P.

Nalumba naye nga bambi simanyi nga atuuka — TumaFare yansalira! Omutwe gwa nswi!

AK

Aisha K.

Finally! I stopped giving my cousin transport money 'just in case'. This app changed everything.

BO

Brian O.

Nze okwegaana! Nga bw'otuma ssente zo zikwatibwa okutuusa nga atuuse. Amazima! 🙌

NR

Nansubuga R.

My guy said he was 'almost there' for 2 hours. Never again. TumaFare timer didn't lie.

DM

Derek M.

Naatumirako ssente zange naye ekisa. Wano okutuusa yaddirira nze nazisubizibwa. Best app!

FN

Fatuma N.

I sent my sister fare to come help me. She actually came. TumaFare made it official 😂

GA

Grace A.

Nga twalaba okutuusa kwe kwe — ono app yabasimbula. Weebale TumaFare!

HW

Hassan W.

Customer support is quick and the payment protection really works. Sent to 4 different boda guys now.

IT

Irene T.

The OTP verification is smart. My ex tried to collect fare to visit — system said no 😂

JK

Joel K.

Simanyi app eno — baafunye ekifo mu mutima gwange. Ssente zange zisobola okuddayo! 🔒

KP

Kamya P.

My friend always had an excuse. Now with TumaFare either they show up or I get refunded. Simple.

LB

Lillian B.

Boda stage guys now know me because I always say 'TumaFare erakiise' 😂 Wano bazimba!

MS

Moses S.

The photo proof feature is genius. My driver sent a selfie at my gate. I approved instantly!

NV

Nakato V.

Sent transport to my mum from Kampala to Jinja. She got there safe and money released automatically.

OL

Oscar L.

Nze banange nga bawoza ssente — TumaFare yayimiriza obutemu obwo. Kyakola nyo! 💪

PO

Patience O.

The UI is clean and it works on any phone. Even my dad figured it out without my help.

RG

Ronald G.

Okutuusa kwange kwajja era ne ba timer bazimba. Weebale TumaFare — oli mwagalwa! ❤️

SK

Sarah K.

No more awkward 'did you send it?' texts. The SMS notification handles everything automatically.

TA

Timothy A.

Even when I was skeptical, TumaFare worked perfectly. Refund came through in minutes when they no-showed.

UC

Uwase C.

Nga ebiseera bino TumaFare ye ekyagala — ssente zaffe tuzikuume nga tulowooza mu busabiro 😂🙏

ZM

Zinhle M.

My friend always had an excuse. Now with TumaFare either they show up or I get refunded. Simple.

LB

Lillian B.

Boda stage guys now know me because I always say 'TumaFare erakiise' 😂 Wano bazimba!

MS

Moses S.

The photo proof feature is genius. My driver sent a selfie at my gate. I approved instantly!

NV

Nakato V.

Sent transport to my mum from Kampala to Jinja. She got there safe and money released automatically.

OL

Oscar L.

Nze banange nga bawoza ssente — TumaFare yayimiriza obutemu obwo. Kyakola nyo! 💪

PO

Patience O.

The UI is clean and it works on any phone. Even my dad figured it out without my help.

RG

Ronald G.

Okutuusa kwange kwajja era ne ba timer bazimba. Weebale TumaFare — oli mwagalwa! ❤️

SK

Sarah K.

No more awkward 'did you send it?' texts. The SMS notification handles everything automatically.

TA

Timothy A.

Even when I was skeptical, TumaFare worked perfectly. Refund came through in minutes when they no-showed.

UC

Uwase C.

Nga ebiseera bino TumaFare ye ekyagala — ssente zaffe tuzikuume nga tulowooza mu busabiro 😂🙏

ZM

Zinhle M.

NEW — Tuma Tip

Receive tips.
Zero number exposure.

Share a single link or QR code. Tippers send money via Mobile Money — but neither side ever sees the other's phone number. No more unsolicited texts after someone sends you cash.

Your MSISDN is never in the DOM, API, or SMS

Instant payout the moment the tip lands

Works for guests — no account needed to tip

Create my tip link
GR

@grace254

Boda boda rider · Kampala

UGX 5,000UGX 10,000UGX 20,000
You sendUGX 10,000
Grace gets≈UGX 9,500

Your number is never shared · Powered by TumaFare

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Honest answers. No jargon. No fintech speak.